Benefits of Checking and Managing your Credit Score?
  • Get better Loans and Loan Terms

  • Detect inaccurate information

  • Stay in control of your debt

Get your Credit Report - FREE and For Life

Your Exclusive Offers

Your offers are carefully selected to ensure the
best deals for your unique financial needs
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Personal Loans

Best Loan Options in SA up to R350 000. Fast!

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Store Cards

Pay over 12 months with Fashion Vouchers & Benefits

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Debt Help

Get Peace of mind & financial freedom. Today!

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Home Loans

One Application gets you the best deal with multiple banks!

Personal Loans Icon
Personal Loans

Best Loan Options in SA up to R350 000. Fast!

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Store Cards

Pay over 12 months with Fashion Vouchers & Benefits

Debt Help Icon
Debt Help

Get Peace of mind & financial freedom. Today!

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Home Loans

One Application gets you the best deal with multiple banks!

Why Join?

Monify specialises in solutions and savings for Homeowners & Public Service Employees:
  • BEST Personal Loan Options up
    to R350 000

  • FREE Credit Report for life

  • SAVINGS on essential financial products and services

  • Quick quotes & applying made easy

  • Vital tools to manage your credit score and to unlock better financial deals



* For your safety, your Bureau Report requires
personal verification.

About Monify

At Monify we understand that you value your money.

We are thus committed to providing you with the best financial and family services from South Africa's most reputable financial service providers.

By joining Monify, you are opening the door to incredible savings, free value adds, and financial guidance - all carefully selected to give you great value and peace of mind.

Our Vision

To help you save money and make the best decisions on essential financial services with South Africa’s most reputable service providers.

Personal Loans

Access Multiple Loan Offers up to R350 000 based on your Credit Profile.
Find out how much you qualify for with SA’s most reputable loan providers.
Choose from:
  • Multiple Instant Loan Offers

  • Simple Online applications

  • Callbacks from a loans expert

Store Cards

Get instant access to store cards and shop the latest fashion across different brands in South Africa.
  • Open your account safely online.

  • *Fashion Vouchers to shop instore when your account is opened.

  • Exciting Loyalty Benefits & Promotions.

Funeral Cover

Save thousands on your family funeral cover with Medway and Monify.
For the simplest and most comprehensive process we offer:
  • Quote & Policy within 2 minutes

  • Debit Order or PERSAL Payroll deductions

  • Cover for your entire immediate family on your medical aid

  • Claims certainty enjoyed by more than 100 000 Medway members

Debt Help

Take control of your finances with the best Debt Management Solutions
  • Expert help that is safe, confidential and obligation free

  • No obligation assessment with DebtBusters, South Africa’s leading Debt Consolidation service

Home Loans

If you are buying a new home, Home Loans are available through BetterBond – South Africa’s Top home loans provider.
BetterBond is your free service helping you:
  • Apply to SA’s major banks with a single application

  • Secure the best interest rates

  • Relax while BetterBond does all the work for you

  • Get your dream home

Credit Report

Get easier access to loans and credit facilities by managing your credit score and credit health.
Your credit score is very simple to activate and allows you to easily understand and manage your credit status.
With Monify and Splendi you get - free and for life - your:
  • Credit Score

  • Detailed credit report

  • Account and loan payment performance and track record